Dear Valued Customer: The response times to phone and email inquiries may be longer than usual due to the high volume of requests we are receiving as a result of COVID-19.  We apologize for any inconvenience and are making every effort to accommodate your request as quickly as possible.

Auto Financing

Auto Dealerships

Balboa helps new and used car dealerships secure financing through our experienced auto financing team.

Using Route One and DealerTrack helps us provide auto dealers with the most competitive deals for their regular and special financing needs.

Commercial Lending

Commercial Real Estate

A true ‘common sense’ commercial real estate lender, Balboa Thrift and Loan works with its approved brokers to close more commercial real estate deals in Southern California.

With over 30 years of lending experience, our Commercial Real Estate department blends a personal approach, competitive rates and terms, with a ‘can do’ approach.


Personal & Business Accounts

Saving more money is a top priority for everyone. Whether you are just beginning your financial journey or looking to maximize your rate of return, please consider Balboa Thrift and Loan to help with your deposit needs.

With personal and business accounts designed for all levels, Balboa Thrift and Loan has an option that is right for you.

Corporate Office

Business Hours:

Mon-Fri: 9AM - 5PM

Sat-Sun: Closed


865 Amena Court

Chula Vista, CA 91910


(619) 397-7700

(800) 748-5684 (Toll Free)


(619) 397-7687

Full Branch List

Balboa Corporate Office